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Jan 1, 2024 · Blue Wave Loans is legit, but its operator is not a lender. It is a productive platform that links borrowers and lenders. It enables users to send an online fund request to a network of lenders.

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5. The lender calls you with an offer. A reputable personal loan lender generally doesn’t advertise their services by cold-calling consumers and making them a loan offer on the spot. Whenever a lender reaches out to you first, this can be a sign of a scammer trying to gain access to your personal banking information.

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